Mobile Banking

System that replicates online banking functionalities into mobile handsets.

Mobile Payment

A system that provides consumers and businesses with the ability to handle mobile transactions, from merchants, to billing systems – post paid and prepaid, direct debit and credit card networks. Any mobile device, including mobile phones and personal digital assistants.

Electronic Prepaid Top Up

A system that provides for recharging or reloading of prepaid value seamlessly by interfacing directly the users’ mobile device or the retailers/merchants’ payment terminals to payment gateways or financial institutions, and to the networks and prepaid systems of operators.

Mobile Messaging

A set of intelligent messaging applications that provides secure, reliable delivery of messages across multiple carrier networks to and from any mobile device, including mobile phones and personal digital assistants.